Mortgage Tools
Free tools for better borrower conversations. Explore Sales Companion or compare purchase, refinance, and qualification scenarios.
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7 featured tools
PurchaseMonthly Payment CalculatorCompare loan payments, taxes, insurance, and program assumptions.RefinanceFHA Streamline CalculatorCompare an FHA streamline refinance scenario.RefinanceVA IRRRL CalculatorReview a VA interest rate reduction refinance scenario.QualificationDebt-to-Income CalculatorCompare monthly debt obligations with qualifying income.GuidelinesLoan Limits LookupFind county-specific loan limits for a scenario.RefinanceRefinance Break-Even CalculatorCompare refinance costs with monthly savings and the break-even period.SalesSales CompanionAdaptive borrower discovery, objection coaching, and personalized presentation scripts. Free, standalone, no account needed.PurchaseClosing Costs EstimatorEstimate purchase closing costs and funds needed.PurchaseVA Entitlement CalculatorReview VA entitlement and loan scenario assumptions.RefinanceConventional Refinance CalculatorCompare a conventional rate-and-term refinance.RefinanceRefinance vs HELOCCompare payments, fees, remaining debt, and modeled financing costs.GuidelinesProgram GuidelinesReview eligibility and loan-program guidance.OtherAmortization ScheduleExplore principal, interest, and balances over the loan term.OtherExtra Payment CalculatorEstimate the impact of additional principal payments.QualificationIncome CalculatorExplore qualifying income estimates and assumptions.OtherRent vs Buy CalculatorCompare housing-cost scenarios over time.
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Purchase Calculators
3 toolsEstimate monthly payments, closing costs, and affordability for home purchases across Conventional, FHA, and VA loan types.
Refinance Calculators
4 toolsAnalyze refinance scenarios including FHA Streamline, Conventional rate-and-term, VA IRRRL, and refi vs HELOC comparisons.
Guidelines & Eligibility
2 toolsLook up county-specific loan limits and check program eligibility for FHA, VA, USDA, and Conventional loans.
Other Calculators
6 toolsIncome qualification, amortization schedules, break-even analysis, extra payment impact, rent vs. buy comparisons, and DTI calculators.