Disclaimers

Not a Lender

Studio 1003 is a technology platform operated by Mektra LLC. Mektra LLC is not a mortgage lender, broker, loan originator, or financial institution. We do not originate, fund, underwrite, or service mortgage loans or any other type of loan. We do not make credit decisions, set interest rates, or approve or deny loan applications.

Studio 1003 provides software tools designed for use by licensed mortgage professionals. Any lending activity conducted using the platform is performed solely by the licensed mortgage professional or institution using the service, not by Mektra LLC.

Informational Only

All calculators, rate displays, tools, guides, and other content provided on Studio 1003 and the 1003.io website are for informational and educational purposes only. Results generated by calculators and tools are estimates based on the inputs you provide and should not be relied upon as exact figures or as a commitment to any specific loan terms.

Rate information displayed on this site is sourced from publicly available data and is subject to change without notice. Displayed rates do not constitute an offer to lend, a rate lock, or a guarantee of any particular rate or terms.

Third-Party Data and Systems

Studio 1003 may integrate with or display data from third-party systems, services, and providers. All third-party data, outputs, and content are provided "as is" and "as available" without warranty of any kind, express or implied. Mektra LLC does not guarantee the accuracy, completeness, reliability, timeliness, or availability of any data or functionality provided by third-party systems.

Mektra LLC is not responsible for errors, omissions, outages, or changes in third-party services or data. Your use of third-party integrations is subject to the terms and policies of those respective providers.

No Legal or Financial Advice

Nothing on this website or within the Studio 1003 platform constitutes legal, financial, tax, or investment advice. Content provided on this site is general in nature and is not tailored to your specific circumstances. You should consult with qualified legal, financial, or tax professionals before making any decisions based on information obtained from this website or the Studio 1003 platform.

Mektra LLC disclaims any liability for actions taken or not taken based on information presented on this website or through the platform.

No Guarantee of Outcomes

Mektra LLC does not guarantee any specific outcomes from the use of Studio 1003. Without limitation, we do not guarantee:

• Approval of any loan application or borrower qualification
• Specific interest rates, loan terms, or closing costs
• Compliance with any federal, state, or local law or regulation
• Uninterrupted or error-free operation of the platform
• Accuracy or completeness of any calculation, estimate, or data output
• Any particular level of business performance, revenue, or lead conversion

Users are solely responsible for verifying all information, ensuring regulatory compliance, and making independent business and lending decisions.

Contact

If you have questions about these disclaimers, please contact us at:

Mektra LLC
60 E Rio Salado Pkwy Ste 900
Tempe, AZ 85281
Email: [email protected]
Phone: 920-238-6560