Refinance Calculators
Compare refinance scenarios and calculate potential savings for your borrowers.
FHA Streamline Calculator
Calculate FHA Streamline refinance savings with full closing cost itemization, UFMIP refund analysis, multiple scenarios, and APR comparison. Includes Make $0 out-of-pocket mode.
Rates updated daily
Conventional Rate & Term Refi
Analyze conventional rate-and-term refinance options with PMI removal scenarios, break-even analysis, and lifetime savings projections.
VA IRRRL Calculator
Evaluate VA Interest Rate Reduction Refinance Loan options with funding fee calculations, savings analysis, and compliance checks.
Refi vs HELOC Calculator
Compare cash-out refinance vs HELOC or home equity loan. See which option saves more when you need cash but want to keep your low rate.
Important Disclosures: Studio 1003 is a technology platform, not a lender, broker, or financial advisor. This tool is provided for informational and educational purposes only and does not constitute a commitment to lend, pre-approval, or loan offer. FHA and VA rates shown are estimated based on current market data and may differ from actual lender rates. Property taxes, insurance, and closing cost estimates are approximations based on state and county averages and may vary. Final loan eligibility, terms, and costs are subject to underwriting approval and official disclosures. APR and closing cost figures will be finalized on your official Loan Estimate and Closing Disclosure. Always consult with a licensed mortgage professional before making financial decisions.