Studio 1003 · Market desk

The mortgage market, in focus.

Industry headlines and published market data, with source dates in view.

Across the industry

Headlines

Read Studio 1003 insights
Earlier coverage (22)
Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, July 2026

Personal income increased $115.1 billion (0.4 percent at a monthly rate) in July, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…

Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, June 2026

Personal income increased $54.9 billion (0.2 percent at a monthly rate) in June, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…

Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, May 2026

Personal income increased $181.6 billion (0.7 percent at a monthly rate) in May, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…

Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, April 2026

Personal income decreased less than $0.1 billion (less than 0.1 percent at a monthly rate) in April, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable…

Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, January 2026

Personal income increased $113.8 billion (0.4 percent at a monthly rate) in January, according to estimates released today by the U.S. Bureau of Economic Analysis. Disposable personal income…

Bureau of Economic AnalysisRate Watch

Personal Income and Outlays, December 2025

Personal income increased $86.2 billion (0.3 percent at a monthly rate) in December, according to estimates released today by the U.S. Bureau of Economic Analysis. Disposable personal income…

Bureau of Economic AnalysisRate Watch

Personal Consumption Expenditures by State, 2023

Personal consumption expenditures (PCE) increased in all 50 states and the District of Columbia in 2023. The percent change ranged from 8.1 percent in Florida to 4.7 percent in Iowa. Nationally,…

Bureau of Economic AnalysisRate Watch

Gross Domestic Product by Metropolitan Area, 2016

Real gross domestic product (GDP) increased in 267 out of 382 metropolitan areas in 2016. Real GDP by metropolitan area growth ranged from 8.1 percent in Lake Charles, LA and Bend-Redmond, OR to…

Headline summaries are from the original publishers. Publication dates and times are shown in Eastern Time.

Economic releases source-dated

Release calendar & readings

A source-led view of the releases shaping mortgage-market context. Latest retrieved vintage—not a real-time feed.

Verified dates only

Calendar

47 upcoming
  1. New-home sales, inventory & months’ supply

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  2. FHFA purchase-only HPI · time not verified

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  3. Federal Reserve decision

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  4. GDP (Advance estimate)

    Source schedule · verified Oct 26, 2026, 4:49 PM EDT

  5. PCE & Core PCE

    Source schedule · verified Oct 26, 2026, 4:49 PM EDT

  6. Employment Cost Index

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  7. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  8. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  9. Advance retail & food services sales

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  10. Housing starts & building permits

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  11. FHFA purchase-only HPI · time not verified

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  12. GDP (Second estimate)

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  13. Personal Income and Outlays · PCE prices & real spending

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  14. New-home sales, inventory & months’ supply

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  15. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  16. Federal Reserve decision

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  17. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  18. Advance retail & food services sales

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  19. Housing starts & building permits

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  20. GDP (Third estimate)

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  21. Personal Income and Outlays · PCE prices & real spending

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  22. New-home sales, inventory & months’ supply

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  23. FHFA purchase-only HPI · time not verified

    Reviewed · verified Oct 17, 2026, 7:50 AM EDT

  24. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  25. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  26. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  27. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  28. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  29. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  30. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  31. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  32. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  33. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  34. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  35. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  36. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  37. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  38. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  39. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  40. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  41. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  42. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  43. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  44. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  45. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  46. Employment Situation

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

  47. CPI & Core CPI

    Reviewed · verified Oct 10, 2026, 2:56 PM EDT

Recent past dates (7)
  1. Housing starts & building permits

    Reference period: September 2026

  2. PPI final demand

    Reference period: September 2026

  3. Advance retail & food services sales

    Reference period: September 2026

  4. CPI & Core CPI

    Reference period: September 2026

  5. Employment Situation

    Reference period: September 2026

  6. JOLTS job openings

    Reference period: August 2026

  7. CPI & Core CPI

    Reference period: August 2026

Why a schedule may be absent

Scroll the calendar for all verified dates. New PPI and JOLTS dates, weekly claims and bank-credit release dates are not yet verified here. FHFA dates have no verified time. No gaps are filled with estimates. Check schedules directly:

All displayed times Eastern. Schedule sources and review method

Latest retrieved vintage

Indicator readings

31 of 45 available

14 series have a stated source or coverage limitation. Coverage notes

Effective Federal Funds Rate (EFFR) · source terms

The Effective Federal Funds Rate (EFFR) is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the EFFR by Studio 1003, does not sanction or endorse any particular republication, and has no liability for your use.

Studio 1003 is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Studio 1003. © 2026 Federal Reserve Bank of New York. Content from the New York Fed subject to the Terms of Use at newyorkfed.org. Source available without charge. The same source permissions, conditions and restrictions apply to redistribution. Changes are Studio 1003 calculations, not New York Fed calculations.

Rates & policy

Curve shape and policy benchmarks frame funding conditions; they are not lender prices or rate forecasts.

Treasury 3-monthCurrentOctober 26, 20264.22%0.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
4.22%
Previous value
4.22%
Change
0.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Treasury 2-yearCurrentOctober 26, 20264.68%-1.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
4.68%
Previous value
4.69%
Change
-1.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Treasury 5-yearCurrentOctober 26, 20264.84%+2.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
4.84%
Previous value
4.82%
Change
+2.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Treasury 7-yearCurrentOctober 26, 20264.91%+2.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
4.91%
Previous value
4.89%
Change
+2.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Treasury 10-yearCurrentOctober 26, 20265.00%0.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
5.00%
Previous value
5.00%
Change
0.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Treasury 30-yearCurrentOctober 26, 20265.31%-2.0 bps vs prior
Basis
Constant maturity par yield · daily · not seasonally adjusted
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
5.31%
Previous value
5.33%
Change
-2.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

10Y minus 2YCurrentOctober 26, 202632 bps+1.0 bps vs prior
Basis
Curve spread · same-date inputs · not an MBS spread
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
32 bps
Previous value
31 bps
Change
+1.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
daily

Limitation: No additional limitation supplied for this series.

10Y minus 3MCurrentOctober 26, 202678 bps0.0 bps vs prior
Basis
Curve spread · same-date inputs · not an MBS spread
Comparison unit
bps
Current period
October 26, 2026
Previous period
October 23, 2026
Current value
78 bps
Previous value
78 bps
Change
0.0 bps
Source
Treasury · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
daily

Limitation: No additional limitation supplied for this series.

Effective Federal Funds RateCurrentOctober 23, 20263.88%0.00 pp vs prior
Basis
Effective overnight federal funds rate · volume-weighted median · daily · not seasonally adjusted
Comparison unit
pp
Current period
October 23, 2026
Previous period
October 22, 2026
Current value
3.88%
Previous value
3.88%
Change
0.00 pp
Source
New York Fed · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Source notes
  • The Effective Federal Funds Rate (EFFR) is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the EFFR by Studio 1003, does not sanction or endorse any particular republication, and has no liability for your use.
  • © 2026 Federal Reserve Bank of New York. Content from the New York Fed subject to the Terms of Use at newyorkfed.org.
  • Source available without charge: https://www.newyorkfed.org/markets/reference-rates/effr
  • Terms and downstream permissions: https://www.newyorkfed.org/privacy/termsofuse.html. The same permissions, conditions and restrictions apply to redistributed source content.
  • Studio 1003 is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Studio 1003.
  • Change is calculated by Studio 1003 in percentage points, not by the New York Fed. Effective date is the transaction date; normally published the next business day. Publication timestamp is not supplied by this response.
Fed target range — lowerCurrentSeptember 17, 20263.75%+0.25 pp vs prior
Basis
FOMC policy target bound · date effective, not announcement date · change vs previous policy setting
Comparison unit
pp
Current period
September 17, 2026
Previous period
December 11, 2025
Current value
3.75%
Previous value
3.50%
Change
+0.25 pp
Source
Federal Reserve · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Source notes
  • Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
  • Policy table dates are effective dates, not FOMC announcement dates. Current means latest effective setting in this retrieved table; prior is the preceding setting, not yesterday. A policy setting can remain effective for months.
  • Change is a Studio 1003 percentage-point calculation. Announcement/publication timestamp is not supplied by this table. Effective calendar dates are evaluated in America/New_York; no future-effective setting is activated.
Fed target range — upperCurrentSeptember 17, 20264.00%+0.25 pp vs prior
Basis
FOMC policy target bound · date effective, not announcement date · change vs previous policy setting
Comparison unit
pp
Current period
September 17, 2026
Previous period
December 11, 2025
Current value
4.00%
Previous value
3.75%
Change
+0.25 pp
Source
Federal Reserve · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
daily

Limitation: No additional limitation supplied for this series.

Source notes
  • Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
  • Policy table dates are effective dates, not FOMC announcement dates. Current means latest effective setting in this retrieved table; prior is the preceding setting, not yesterday. A policy setting can remain effective for months.
  • Change is a Studio 1003 percentage-point calculation. Announcement/publication timestamp is not supplied by this table. Effective calendar dates are evaluated in America/New_York; no future-effective setting is activated.
PMMS 30-year fixedUnavailableNot suppliedNot availableChange unavailable · pp
Basis
Weekly national average; unchanged direct source value, current observation only
Comparison unit
pp
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Freddie Mac · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
weekly

Limitation: Published automatic-data website license; no history, derived changes, calculator prefill, email, or AI.

PMMS 15-year fixedUnavailableNot suppliedNot availableChange unavailable · pp
Basis
Weekly national average; unchanged direct source value, current observation only
Comparison unit
pp
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Freddie Mac · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
weekly

Limitation: Published automatic-data website license; no history, derived changes, calculator prefill, email, or AI.

SOFRUnavailableNot suppliedNot availableChange unavailable · pp
Basis
Secured overnight financing rate
Comparison unit
pp
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
New York Fed · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
daily

Limitation: Existing redistribution gate remains closed.

Mortgage minus 10YUnavailableNot suppliedNot availableChange unavailable · bps
Basis
Not an MBS spread · matched dates required
Comparison unit
bps
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Freddie Mac · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
weekly

Limitation: Withheld: mortgage input and derived redistribution are not cleared.

Inflation

Consumer and producer prices inform policy expectations. A release does not determine mortgage pricing.

CPI · MoMCurrentSeptember 20260.6%+0.2 pp vs prior
Basis
Monthly index growth · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
0.6%
Previous value
0.4%
Change
+0.2 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

CPI · YoYUnavailableSeptember 2026Not availableChange unavailable · pp
Basis
12-month index growth · not seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: Required comparison input missing: 2025-10. Contiguous 12-period growth is withheld; no interpolation.

Source notes
  • Data unavailable due to the 2025 lapse in appropriations
Core CPI — excluding food & energy · MoMCurrentSeptember 20260.3%0.0 pp vs prior
Basis
Monthly index growth · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
0.3%
Previous value
0.3%
Change
0.0 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Core CPI — excluding food & energy · YoYUnavailableSeptember 2026Not availableChange unavailable · pp
Basis
12-month index growth · not seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: Required comparison input missing: 2025-10. Contiguous 12-period growth is withheld; no interpolation.

Source notes
  • Data unavailable due to the 2025 lapse in appropriations
PCE · MoMCurrentAugust 20260.3%+0.2 pp vs prior
Basis
Monthly price change · seasonally adjusted
Comparison unit
pp
Current period
August 2026
Previous period
July 2026
Current value
0.3%
Previous value
0.1%
Change
+0.2 pp
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Annual update: prior readings use this release’s revised table.
PCE · YoYCurrentAugust 20263.4%Change unavailable · pp
Basis
12-month price change · seasonally adjusted
Comparison unit
pp
Current period
August 2026
Previous period
Not supplied
Current value
3.4%
Previous value
Not available
Change
Not available
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current BEA release; 12-month change explicitly reported, not calculated from monthly rates.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Prior 12-month reading is not in this release summary; no cross-vintage comparison is substituted.
Core PCE — excluding food & energy · MoMCurrentAugust 20260.2%+0.1 pp vs prior
Basis
Monthly price change · seasonally adjusted
Comparison unit
pp
Current period
August 2026
Previous period
July 2026
Current value
0.2%
Previous value
0.1%
Change
+0.1 pp
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Annual update: prior readings use this release’s revised table.
Core PCE — excluding food & energy · YoYCurrentAugust 20263.0%Change unavailable · pp
Basis
12-month price change · seasonally adjusted
Comparison unit
pp
Current period
August 2026
Previous period
Not supplied
Current value
3.0%
Previous value
Not available
Change
Not available
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current BEA release; 12-month change explicitly reported, not calculated from monthly rates.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Prior 12-month reading is not in this release summary; no cross-vintage comparison is substituted.
PPI final demand · MoMCurrentSeptember 20261.3%+0.8 pp vs prior
Basis
Monthly index growth · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
1.3%
Previous value
0.5%
Change
+0.8 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Preliminary. All indexes are subject to monthly revisions up to four months after original publication.
PPI less foods, energy & trade services · MoMCurrentSeptember 20260.5%+0.2 pp vs prior
Basis
Final demand excluding foods, energy and trade services · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
0.5%
Previous value
0.3%
Change
+0.2 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • Preliminary. All indexes are subject to monthly revisions up to four months after original publication.

Employment

Hiring, wages and claims describe labor demand and household income conditions, with different reporting lags.

Nonfarm payroll changeCurrentSeptember 202629 thousand-104.0 thousand vs prior
Basis
Monthly level difference · seasonally adjusted
Comparison unit
thousand
Current period
September 2026
Previous period
August 2026
Current value
29 thousand
Previous value
133 thousand
Change
-104.0 thousand
Published
Oct 2, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • September: preliminary
  • August: preliminary
Unemployment rateCurrentSeptember 20264.2%+0.1 pp vs prior
Basis
Civilian unemployment rate · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
4.2%
Previous value
4.1%
Change
+0.1 pp
Published
Oct 2, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Not separately identified
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Average hourly earnings · YoYCurrentSeptember 20263.0%-0.1 pp vs prior
Basis
All employees, total private · 12-month growth · seasonally adjusted
Comparison unit
pp
Current period
September 2026
Previous period
August 2026
Current value
3.0%
Previous value
3.1%
Change
-0.1 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • preliminary
JOLTS job openingsCurrentAugust 20267,079 thousand-256.0 thousand vs prior
Basis
Total nonfarm openings level · last business day · seasonally adjusted
Comparison unit
thousand
Current period
August 2026
Previous period
July 2026
Current value
7,079 thousand
Previous value
7,335 thousand
Change
-256.0 thousand
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • preliminary
Initial unemployment claimsStaleSeptember 26, 2026199,000+1,000 vs prior
Basis
Week ended · level · seasonally adjusted
Comparison unit
number
Current period
September 26, 2026
Previous period
September 19, 2026
Current value
199,000
Previous value
198,000
Change
+1,000
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
weekly

Limitation: No additional limitation supplied for this series.

Source notes
  • Latest source-reported week; initial and continuing claims have different reporting lags. Trailing blank annual-export template rows are not observations. Advance figures may be revised; publication time is not supplied by the export.
Continuing unemployment claimsStaleSeptember 26, 20261,714,000+15,000 vs prior
Basis
Insured unemployment · week ended · level · seasonally adjusted
Comparison unit
number
Current period
September 26, 2026
Previous period
September 19, 2026
Current value
1,714,000
Previous value
1,699,000
Change
+15,000
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
weekly

Limitation: No additional limitation supplied for this series.

Source notes
  • Latest source-reported week; initial and continuing claims have different reporting lags. Trailing blank annual-export template rows are not observations. Advance figures may be revised; publication time is not supplied by the export.
Employment Cost Index · QoQCurrentQ2 20260.9%0.0 pp vs prior
Basis
Civilian workers, total compensation · 3-month growth · seasonally adjusted
Comparison unit
pp
Current period
Q2 2026
Previous period
Q1 2026
Current value
0.9%
Previous value
0.9%
Change
0.0 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
quarterly

Limitation: No additional limitation supplied for this series.

Growth

Output and spending provide demand context. GDP estimates are revised; nominal retail sales are not real consumption.

Real GDP growthCurrentQ2 20262.2%-0.3 pp vs prior
Basis
Quarter-on-quarter growth · seasonally adjusted annual rate
Comparison unit
pp
Current period
Q2 2026
Previous period
Q1 2026
Current value
2.2%
Previous value
2.5%
Change
-0.3 pp
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Third estimate · 2026-09-30
Frequency
quarterly

Limitation: No additional limitation supplied for this series.

Source notes
  • Prior quarter uses the revised value reported in this same release.
  • Annual rate is not the unannualized quarterly growth rate.
Retail & food services sales · MoMUnavailableNot suppliedNot availableChange unavailable · pp
Basis
Nominal monthly growth · seasonally adjusted · not annualized
Comparison unit
pp
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

Real personal consumption · MoMCurrentAugust 20260.6%+0.5 pp vs prior
Basis
Monthly real spending growth · seasonally adjusted · not annualized
Comparison unit
pp
Current period
August 2026
Previous period
July 2026
Current value
0.6%
Previous value
0.1%
Change
+0.5 pp
Published
Sep 30, 2026, 8:30 AM EDT
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Housing

Construction, new-home supply and purchase-only prices frame pipeline and collateral conditions, not the whole resale market.

Total housing startsUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of units · seasonally adjusted annual rate
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

Single-family startsUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of units · seasonally adjusted annual rate
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

Total building permitsUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of units · seasonally adjusted annual rate
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

Single-family permitsUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of units · seasonally adjusted annual rate
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

New single-family home salesUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of units · seasonally adjusted annual rate
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

New single-family homes for saleUnavailableNot suppliedNot availableChange unavailable · thousand
Basis
Thousands of homes · seasonally adjusted · not annualized
Comparison unit
thousand
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

New-home months’ supplyUnavailableNot suppliedNot availableChange unavailable · months
Basis
Months · seasonally adjusted · not annualized
Comparison unit
months
Current period
Not supplied
Previous period
Not supplied
Current value
Not available
Previous value
Not available
Change
Not available
Source
Census/HUD · Open official source
Published
Not supplied by source
Retrieved
Not recorded
Vintage
Not separately identified
Frequency
monthly

Limitation: Census ingestion is Development-only pending separate production approval.

FHFA purchase-only HPI · YoYCurrentJuly 20262.6%+0.3 pp vs prior
Basis
National purchase-only index · 12-month growth · seasonally adjusted
Comparison unit
pp
Current period
July 2026
Previous period
June 2026
Current value
2.6%
Previous value
2.3%
Change
+0.3 pp
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
monthly

Limitation: No additional limitation supplied for this series.

Source notes
  • FHFA purchase-only indexes use Enterprise-acquired purchase mortgages; not all home transactions. Revised monthly seasonal factors may change prior growth.

Credit

Bank delinquency and a defined lending-standards survey describe limited lender populations, not the entire mortgage market.

Residential mortgage delinquencyCurrentQ2 20261.86%-0.02 pp vs prior
Basis
Single-family residential mortgages booked in domestic offices, all commercial banks · seasonally adjusted rate
Comparison unit
pp
Current period
Q2 2026
Previous period
Q1 2026
Current value
1.86%
Previous value
1.88%
Change
-0.02 pp
Source
Federal Reserve · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
quarterly

Limitation: No additional limitation supplied for this series.

Source notes
  • Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
  • Residential loans secured by one- to four-family properties, including home equity lines of credit, booked in domestic offices of insured U.S.-chartered commercial banks; not all mortgage lenders. Loans past due 30 days or more or in nonaccrual status. Seasonally adjusted; subject to revision.
  • Current and prior quarter use this retrieved vintage. Changes are Studio 1003 percentage-point calculations. Retrieval is not publication time.
SLOOS — GSE-eligible mortgage standardsCurrentQ3 20260.0%+3.7 pp vs prior
Basis
Net % domestic banks tightening GSE-eligible residential mortgage standards · not seasonally adjusted · source survey quarter
Comparison unit
pp
Current period
Q3 2026
Previous period
Q2 2026
Current value
0.0%
Previous value
-3.7%
Change
+3.7 pp
Source
Federal Reserve · Open official source
Published
Not supplied by source
Retrieved
Oct 26, 2026, 4:49 PM EDT
Vintage
Current retrieved source vintage; prior values include available revisions.
Frequency
quarterly

Limitation: No additional limitation supplied for this series.

Source notes
  • Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
  • Net percentage of domestic respondents tightening GSE-eligible mortgage standards: tightening minus easing; negative means net easing. All domestic respondents, not other-bank-only, subprime, loan demand or all mortgage products. Not seasonally adjusted.
  • Quarter is the source survey-quarter label, not the preceding period of lending activity. The survey may be published before quarter end. Series suppressed when three or fewer respondents. Subject to revision.
  • Changes are Studio 1003 percentage-point calculations, not percent growth. Publication timestamp is not supplied by the table.

A “current” label means the latest retrieved vintage, not a live observation. Revisions can change prior values. Data notes

01 / 02

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