Studio 1003 · Market desk
The mortgage market, in focus.
Industry headlines and published market data, with source dates in view.
Across the industry
Headlines
GDP, (Third Estimate), Industries, Corporate Profits, State GDP, and State Personal Income, 2nd Quarter 2026; State PCE, 2025
Real gross domestic product (GDP) increased at an annual rate of 2.2 percent in the second quarter of 2026 (April, May, and June), according to the third estimate released today by the U.S. Bureau of…
Earlier coverage (22)
Federal Reserve issues FOMC statement
Federal Reserve Board and Federal Open Market Committee release economic projections from the September 15-16 FOMC meeting
Personal Income and Outlays, July 2026
Personal income increased $115.1 billion (0.4 percent at a monthly rate) in July, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…
Minutes of the Federal Open Market Committee, July 28–29, 2026
Personal Income and Outlays, June 2026
Personal income increased $54.9 billion (0.2 percent at a monthly rate) in June, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…
Federal Reserve issues FOMC statement
Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy
Minutes of the Federal Open Market Committee, June 16-17, 2026
Personal Income and Outlays, May 2026
Personal income increased $181.6 billion (0.7 percent at a monthly rate) in May, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable personal income…
Federal Reserve issues FOMC statement
Federal Reserve Board and Federal Open Market Committee release economic projections from the June 16-17 FOMC meeting
Personal Income and Outlays, April 2026
Personal income decreased less than $0.1 billion (less than 0.1 percent at a monthly rate) in April, according to estimates released today by the U.S. Bureau of Economic Analysis (BEA). Disposable…
Minutes of the Federal Open Market Committee, April 28-29, 2026
Federal Reserve issues FOMC statement
Personal Income and Outlays, January 2026
Personal income increased $113.8 billion (0.4 percent at a monthly rate) in January, according to estimates released today by the U.S. Bureau of Economic Analysis. Disposable personal income…
Personal Income and Outlays, December 2025
Personal income increased $86.2 billion (0.3 percent at a monthly rate) in December, according to estimates released today by the U.S. Bureau of Economic Analysis. Disposable personal income…
Real Personal Consumption Expenditures by State and Real Personal Income by State, 2024
Real personal consumption expenditures (PCE) by state increased in 48 states and the District of Columbia in 2024, with the percent change ranging from 5.3 percent in Massachusetts to -0.2 percent in…
Arts and Cultural Production Satellite Account, U.S. and States, 2023
The Arts and Cultural Production Satellite Account released by the U.S. Bureau of Economic Analysis shows that arts and cultural economic activity, adjusted for inflation, increased 6.6 percent in…
Real Personal Consumption Expenditures by State and Real Personal Income by State and Metropolitan Area, 2023
Real personal consumption expenditures (PCE) by state increased in 48 states and the District of Columbia in 2023, with the percent change ranging from 7.3 percent in Maine to -0.6 percent in…
Personal Consumption Expenditures by State, 2023
Personal consumption expenditures (PCE) increased in all 50 states and the District of Columbia in 2023. The percent change ranged from 8.1 percent in Florida to 4.7 percent in Iowa. Nationally,…
Real Personal Consumption Expenditures and Personal Income by State, 2020
Today, the U.S Bureau of Economic Analysis (BEA) released official statistics of real state personal consumption expenditures (PCE) for the first time. Real PCE decreased 3.8 percent in 2020 for the…
Gross Domestic Product by Metropolitan Area, 2016
Real gross domestic product (GDP) increased in 267 out of 382 metropolitan areas in 2016. Real GDP by metropolitan area growth ranged from 8.1 percent in Lake Charles, LA and Bend-Redmond, OR to…
Headline summaries are from the original publishers. Publication dates and times are shown in Eastern Time.
Economic releases source-dated
Release calendar & readings
A source-led view of the releases shaping mortgage-market context. Latest retrieved vintage—not a real-time feed.
Verified dates only
Calendar
New-home sales, inventory & months’ supply
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
FHFA purchase-only HPI · time not verified
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Federal Reserve decision
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
GDP (Advance estimate)
Source schedule · verified Oct 26, 2026, 4:49 PM EDT
PCE & Core PCE
Source schedule · verified Oct 26, 2026, 4:49 PM EDT
Employment Cost Index
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Advance retail & food services sales
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Housing starts & building permits
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
FHFA purchase-only HPI · time not verified
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
GDP (Second estimate)
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Personal Income and Outlays · PCE prices & real spending
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
New-home sales, inventory & months’ supply
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Federal Reserve decision
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Advance retail & food services sales
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Housing starts & building permits
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
GDP (Third estimate)
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Personal Income and Outlays · PCE prices & real spending
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
New-home sales, inventory & months’ supply
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
FHFA purchase-only HPI · time not verified
Reviewed · verified Oct 17, 2026, 7:50 AM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Employment Situation
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
CPI & Core CPI
Reviewed · verified Oct 10, 2026, 2:56 PM EDT
Recent past dates (7)
Housing starts & building permits
Reference period: September 2026
PPI final demand
Reference period: September 2026
Advance retail & food services sales
Reference period: September 2026
CPI & Core CPI
Reference period: September 2026
Employment Situation
Reference period: September 2026
JOLTS job openings
Reference period: August 2026
CPI & Core CPI
Reference period: August 2026
Scroll the calendar for all verified dates. New PPI and JOLTS dates, weekly claims and bank-credit release dates are not yet verified here. FHFA dates have no verified time. No gaps are filled with estimates. Check schedules directly:
All displayed times Eastern. Schedule sources and review method
Latest retrieved vintage
Indicator readings
14 series have a stated source or coverage limitation. Coverage notes
The Effective Federal Funds Rate (EFFR) is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the EFFR by Studio 1003, does not sanction or endorse any particular republication, and has no liability for your use.
Studio 1003 is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Studio 1003. © 2026 Federal Reserve Bank of New York. Content from the New York Fed subject to the Terms of Use at newyorkfed.org. Source available without charge. The same source permissions, conditions and restrictions apply to redistribution. Changes are Studio 1003 calculations, not New York Fed calculations.
Rates & policy
Curve shape and policy benchmarks frame funding conditions; they are not lender prices or rate forecasts.
Treasury 3-monthCurrentOctober 26, 20264.22%0.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 4.22%
- Previous value
- 4.22%
- Change
- 0.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Treasury 2-yearCurrentOctober 26, 20264.68%-1.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 4.68%
- Previous value
- 4.69%
- Change
- -1.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Treasury 5-yearCurrentOctober 26, 20264.84%+2.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 4.84%
- Previous value
- 4.82%
- Change
- +2.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Treasury 7-yearCurrentOctober 26, 20264.91%+2.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 4.91%
- Previous value
- 4.89%
- Change
- +2.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Treasury 10-yearCurrentOctober 26, 20265.00%0.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 5.00%
- Previous value
- 5.00%
- Change
- 0.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Treasury 30-yearCurrentOctober 26, 20265.31%-2.0 bps vs prior
- Basis
- Constant maturity par yield · daily · not seasonally adjusted
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 5.31%
- Previous value
- 5.33%
- Change
- -2.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
10Y minus 2YCurrentOctober 26, 202632 bps+1.0 bps vs prior
- Basis
- Curve spread · same-date inputs · not an MBS spread
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 32 bps
- Previous value
- 31 bps
- Change
- +1.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
10Y minus 3MCurrentOctober 26, 202678 bps0.0 bps vs prior
- Basis
- Curve spread · same-date inputs · not an MBS spread
- Comparison unit
- bps
- Current period
- October 26, 2026
- Previous period
- October 23, 2026
- Current value
- 78 bps
- Previous value
- 78 bps
- Change
- 0.0 bps
- Source
- Treasury · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
Effective Federal Funds RateCurrentOctober 23, 20263.88%0.00 pp vs prior
- Basis
- Effective overnight federal funds rate · volume-weighted median · daily · not seasonally adjusted
- Comparison unit
- pp
- Current period
- October 23, 2026
- Previous period
- October 22, 2026
- Current value
- 3.88%
- Previous value
- 3.88%
- Change
- 0.00 pp
- Source
- New York Fed · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
- The Effective Federal Funds Rate (EFFR) is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the EFFR by Studio 1003, does not sanction or endorse any particular republication, and has no liability for your use.
- © 2026 Federal Reserve Bank of New York. Content from the New York Fed subject to the Terms of Use at newyorkfed.org.
- Source available without charge: https://www.newyorkfed.org/markets/reference-rates/effr
- Terms and downstream permissions: https://www.newyorkfed.org/privacy/termsofuse.html. The same permissions, conditions and restrictions apply to redistributed source content.
- Studio 1003 is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Studio 1003.
- Change is calculated by Studio 1003 in percentage points, not by the New York Fed. Effective date is the transaction date; normally published the next business day. Publication timestamp is not supplied by this response.
Fed target range — lowerCurrentSeptember 17, 20263.75%+0.25 pp vs prior
- Basis
- FOMC policy target bound · date effective, not announcement date · change vs previous policy setting
- Comparison unit
- pp
- Current period
- September 17, 2026
- Previous period
- December 11, 2025
- Current value
- 3.75%
- Previous value
- 3.50%
- Change
- +0.25 pp
- Source
- Federal Reserve · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
- Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
- Policy table dates are effective dates, not FOMC announcement dates. Current means latest effective setting in this retrieved table; prior is the preceding setting, not yesterday. A policy setting can remain effective for months.
- Change is a Studio 1003 percentage-point calculation. Announcement/publication timestamp is not supplied by this table. Effective calendar dates are evaluated in America/New_York; no future-effective setting is activated.
Fed target range — upperCurrentSeptember 17, 20264.00%+0.25 pp vs prior
- Basis
- FOMC policy target bound · date effective, not announcement date · change vs previous policy setting
- Comparison unit
- pp
- Current period
- September 17, 2026
- Previous period
- December 11, 2025
- Current value
- 4.00%
- Previous value
- 3.75%
- Change
- +0.25 pp
- Source
- Federal Reserve · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- daily
Limitation: No additional limitation supplied for this series.
- Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
- Policy table dates are effective dates, not FOMC announcement dates. Current means latest effective setting in this retrieved table; prior is the preceding setting, not yesterday. A policy setting can remain effective for months.
- Change is a Studio 1003 percentage-point calculation. Announcement/publication timestamp is not supplied by this table. Effective calendar dates are evaluated in America/New_York; no future-effective setting is activated.
PMMS 30-year fixedUnavailableNot suppliedNot availableChange unavailable · pp
- Basis
- Weekly national average; unchanged direct source value, current observation only
- Comparison unit
- pp
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Freddie Mac · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- weekly
Limitation: Published automatic-data website license; no history, derived changes, calculator prefill, email, or AI.
PMMS 15-year fixedUnavailableNot suppliedNot availableChange unavailable · pp
- Basis
- Weekly national average; unchanged direct source value, current observation only
- Comparison unit
- pp
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Freddie Mac · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- weekly
Limitation: Published automatic-data website license; no history, derived changes, calculator prefill, email, or AI.
SOFRUnavailableNot suppliedNot availableChange unavailable · pp
- Basis
- Secured overnight financing rate
- Comparison unit
- pp
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- New York Fed · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- daily
Limitation: Existing redistribution gate remains closed.
Mortgage minus 10YUnavailableNot suppliedNot availableChange unavailable · bps
- Basis
- Not an MBS spread · matched dates required
- Comparison unit
- bps
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Freddie Mac · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- weekly
Limitation: Withheld: mortgage input and derived redistribution are not cleared.
Inflation
Consumer and producer prices inform policy expectations. A release does not determine mortgage pricing.
CPI · MoMCurrentSeptember 20260.6%+0.2 pp vs prior
- Basis
- Monthly index growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 0.6%
- Previous value
- 0.4%
- Change
- +0.2 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
CPI · YoYUnavailableSeptember 2026Not availableChange unavailable · pp
- Basis
- 12-month index growth · not seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: Required comparison input missing: 2025-10. Contiguous 12-period growth is withheld; no interpolation.
- Data unavailable due to the 2025 lapse in appropriations
Core CPI — excluding food & energy · MoMCurrentSeptember 20260.3%0.0 pp vs prior
- Basis
- Monthly index growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 0.3%
- Previous value
- 0.3%
- Change
- 0.0 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
Core CPI — excluding food & energy · YoYUnavailableSeptember 2026Not availableChange unavailable · pp
- Basis
- 12-month index growth · not seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: Required comparison input missing: 2025-10. Contiguous 12-period growth is withheld; no interpolation.
- Data unavailable due to the 2025 lapse in appropriations
PCE · MoMCurrentAugust 20260.3%+0.2 pp vs prior
- Basis
- Monthly price change · seasonally adjusted
- Comparison unit
- pp
- Current period
- August 2026
- Previous period
- July 2026
- Current value
- 0.3%
- Previous value
- 0.1%
- Change
- +0.2 pp
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Annual update: prior readings use this release’s revised table.
PCE · YoYCurrentAugust 20263.4%Change unavailable · pp
- Basis
- 12-month price change · seasonally adjusted
- Comparison unit
- pp
- Current period
- August 2026
- Previous period
- Not supplied
- Current value
- 3.4%
- Previous value
- Not available
- Change
- Not available
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current BEA release; 12-month change explicitly reported, not calculated from monthly rates.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Prior 12-month reading is not in this release summary; no cross-vintage comparison is substituted.
Core PCE — excluding food & energy · MoMCurrentAugust 20260.2%+0.1 pp vs prior
- Basis
- Monthly price change · seasonally adjusted
- Comparison unit
- pp
- Current period
- August 2026
- Previous period
- July 2026
- Current value
- 0.2%
- Previous value
- 0.1%
- Change
- +0.1 pp
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Annual update: prior readings use this release’s revised table.
Core PCE — excluding food & energy · YoYCurrentAugust 20263.0%Change unavailable · pp
- Basis
- 12-month price change · seasonally adjusted
- Comparison unit
- pp
- Current period
- August 2026
- Previous period
- Not supplied
- Current value
- 3.0%
- Previous value
- Not available
- Change
- Not available
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current BEA release; 12-month change explicitly reported, not calculated from monthly rates.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Prior 12-month reading is not in this release summary; no cross-vintage comparison is substituted.
PPI final demand · MoMCurrentSeptember 20261.3%+0.8 pp vs prior
- Basis
- Monthly index growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 1.3%
- Previous value
- 0.5%
- Change
- +0.8 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Preliminary. All indexes are subject to monthly revisions up to four months after original publication.
PPI less foods, energy & trade services · MoMCurrentSeptember 20260.5%+0.2 pp vs prior
- Basis
- Final demand excluding foods, energy and trade services · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 0.5%
- Previous value
- 0.3%
- Change
- +0.2 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- Preliminary. All indexes are subject to monthly revisions up to four months after original publication.
Employment
Hiring, wages and claims describe labor demand and household income conditions, with different reporting lags.
Nonfarm payroll changeCurrentSeptember 202629 thousand-104.0 thousand vs prior
- Basis
- Monthly level difference · seasonally adjusted
- Comparison unit
- thousand
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 29 thousand
- Previous value
- 133 thousand
- Change
- -104.0 thousand
- Source
- BLS · Open official source
- Published
- Oct 2, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- September: preliminary
- August: preliminary
Unemployment rateCurrentSeptember 20264.2%+0.1 pp vs prior
- Basis
- Civilian unemployment rate · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 4.2%
- Previous value
- 4.1%
- Change
- +0.1 pp
- Source
- BLS · Open official source
- Published
- Oct 2, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
Average hourly earnings · YoYCurrentSeptember 20263.0%-0.1 pp vs prior
- Basis
- All employees, total private · 12-month growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- September 2026
- Previous period
- August 2026
- Current value
- 3.0%
- Previous value
- 3.1%
- Change
- -0.1 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- preliminary
JOLTS job openingsCurrentAugust 20267,079 thousand-256.0 thousand vs prior
- Basis
- Total nonfarm openings level · last business day · seasonally adjusted
- Comparison unit
- thousand
- Current period
- August 2026
- Previous period
- July 2026
- Current value
- 7,079 thousand
- Previous value
- 7,335 thousand
- Change
- -256.0 thousand
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- preliminary
Initial unemployment claimsStaleSeptember 26, 2026199,000+1,000 vs prior
- Basis
- Week ended · level · seasonally adjusted
- Comparison unit
- number
- Current period
- September 26, 2026
- Previous period
- September 19, 2026
- Current value
- 199,000
- Previous value
- 198,000
- Change
- +1,000
- Source
- DOL · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- weekly
Limitation: No additional limitation supplied for this series.
- Latest source-reported week; initial and continuing claims have different reporting lags. Trailing blank annual-export template rows are not observations. Advance figures may be revised; publication time is not supplied by the export.
Continuing unemployment claimsStaleSeptember 26, 20261,714,000+15,000 vs prior
- Basis
- Insured unemployment · week ended · level · seasonally adjusted
- Comparison unit
- number
- Current period
- September 26, 2026
- Previous period
- September 19, 2026
- Current value
- 1,714,000
- Previous value
- 1,699,000
- Change
- +15,000
- Source
- DOL · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- weekly
Limitation: No additional limitation supplied for this series.
- Latest source-reported week; initial and continuing claims have different reporting lags. Trailing blank annual-export template rows are not observations. Advance figures may be revised; publication time is not supplied by the export.
Employment Cost Index · QoQCurrentQ2 20260.9%0.0 pp vs prior
- Basis
- Civilian workers, total compensation · 3-month growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- Q2 2026
- Previous period
- Q1 2026
- Current value
- 0.9%
- Previous value
- 0.9%
- Change
- 0.0 pp
- Source
- BLS · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- quarterly
Limitation: No additional limitation supplied for this series.
Growth
Output and spending provide demand context. GDP estimates are revised; nominal retail sales are not real consumption.
Real GDP growthCurrentQ2 20262.2%-0.3 pp vs prior
- Basis
- Quarter-on-quarter growth · seasonally adjusted annual rate
- Comparison unit
- pp
- Current period
- Q2 2026
- Previous period
- Q1 2026
- Current value
- 2.2%
- Previous value
- 2.5%
- Change
- -0.3 pp
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Third estimate · 2026-09-30
- Frequency
- quarterly
Limitation: No additional limitation supplied for this series.
- Prior quarter uses the revised value reported in this same release.
- Annual rate is not the unannualized quarterly growth rate.
Retail & food services sales · MoMUnavailableNot suppliedNot availableChange unavailable · pp
- Basis
- Nominal monthly growth · seasonally adjusted · not annualized
- Comparison unit
- pp
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
Real personal consumption · MoMCurrentAugust 20260.6%+0.5 pp vs prior
- Basis
- Monthly real spending growth · seasonally adjusted · not annualized
- Comparison unit
- pp
- Current period
- August 2026
- Previous period
- July 2026
- Current value
- 0.6%
- Previous value
- 0.1%
- Change
- +0.5 pp
- Source
- BEA · Open official source
- Published
- Sep 30, 2026, 8:30 AM EDT
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
Housing
Construction, new-home supply and purchase-only prices frame pipeline and collateral conditions, not the whole resale market.
Total housing startsUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of units · seasonally adjusted annual rate
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
Single-family startsUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of units · seasonally adjusted annual rate
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
Total building permitsUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of units · seasonally adjusted annual rate
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
Single-family permitsUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of units · seasonally adjusted annual rate
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
New single-family home salesUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of units · seasonally adjusted annual rate
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
New single-family homes for saleUnavailableNot suppliedNot availableChange unavailable · thousand
- Basis
- Thousands of homes · seasonally adjusted · not annualized
- Comparison unit
- thousand
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
New-home months’ supplyUnavailableNot suppliedNot availableChange unavailable · months
- Basis
- Months · seasonally adjusted · not annualized
- Comparison unit
- months
- Current period
- Not supplied
- Previous period
- Not supplied
- Current value
- Not available
- Previous value
- Not available
- Change
- Not available
- Source
- Census/HUD · Open official source
- Published
- Not supplied by source
- Retrieved
- Not recorded
- Vintage
- Not separately identified
- Frequency
- monthly
Limitation: Census ingestion is Development-only pending separate production approval.
FHFA purchase-only HPI · YoYCurrentJuly 20262.6%+0.3 pp vs prior
- Basis
- National purchase-only index · 12-month growth · seasonally adjusted
- Comparison unit
- pp
- Current period
- July 2026
- Previous period
- June 2026
- Current value
- 2.6%
- Previous value
- 2.3%
- Change
- +0.3 pp
- Source
- FHFA · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- monthly
Limitation: No additional limitation supplied for this series.
- FHFA purchase-only indexes use Enterprise-acquired purchase mortgages; not all home transactions. Revised monthly seasonal factors may change prior growth.
Credit
Bank delinquency and a defined lending-standards survey describe limited lender populations, not the entire mortgage market.
Residential mortgage delinquencyCurrentQ2 20261.86%-0.02 pp vs prior
- Basis
- Single-family residential mortgages booked in domestic offices, all commercial banks · seasonally adjusted rate
- Comparison unit
- pp
- Current period
- Q2 2026
- Previous period
- Q1 2026
- Current value
- 1.86%
- Previous value
- 1.88%
- Change
- -0.02 pp
- Source
- Federal Reserve · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- quarterly
Limitation: No additional limitation supplied for this series.
- Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
- Residential loans secured by one- to four-family properties, including home equity lines of credit, booked in domestic offices of insured U.S.-chartered commercial banks; not all mortgage lenders. Loans past due 30 days or more or in nonaccrual status. Seasonally adjusted; subject to revision.
- Current and prior quarter use this retrieved vintage. Changes are Studio 1003 percentage-point calculations. Retrieval is not publication time.
SLOOS — GSE-eligible mortgage standardsCurrentQ3 20260.0%+3.7 pp vs prior
- Basis
- Net % domestic banks tightening GSE-eligible residential mortgage standards · not seasonally adjusted · source survey quarter
- Comparison unit
- pp
- Current period
- Q3 2026
- Previous period
- Q2 2026
- Current value
- 0.0%
- Previous value
- -3.7%
- Change
- +3.7 pp
- Source
- Federal Reserve · Open official source
- Published
- Not supplied by source
- Retrieved
- Oct 26, 2026, 4:49 PM EDT
- Vintage
- Current retrieved source vintage; prior values include available revisions.
- Frequency
- quarterly
Limitation: No additional limitation supplied for this series.
- Source: Board of Governors of the Federal Reserve System. Public-domain Board data: https://www.federalreserve.gov/disclaimer.htm
- Net percentage of domestic respondents tightening GSE-eligible mortgage standards: tightening minus easing; negative means net easing. All domestic respondents, not other-bank-only, subprime, loan demand or all mortgage products. Not seasonally adjusted.
- Quarter is the source survey-quarter label, not the preceding period of lending activity. The survey may be published before quarter end. Series suppressed when three or fewer respondents. Subject to revision.
- Changes are Studio 1003 percentage-point calculations, not percent growth. Publication timestamp is not supplied by the table.
A “current” label means the latest retrieved vintage, not a live observation. Revisions can change prior values. Data notes
For loan officers and mortgage teams
Make the benchmark
useful to the next decision.
Explore a payment estimate, then adjust the assumptions for the loan in front of you.
