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Market News
Live rates, industry headlines, and market analysis — all in one place.
Friday, September 11, 2026
Today's Rates
30Y Fixed
H: 6.76 L: 5.98
6.76%
Daily +0.05
Weekly +0.07
15Y Fixed
H: 6.09 L: 5.35
6.09%
Daily +0.05
Weekly +0.08
10Y Treasury
H: 4.83 L: 4.63
4.83%
Daily +0.03
Weekly +0.04
SOFR
H: 3.68 L: 3.62
3.62%
Daily -0.02
Weekly -0.03
Market Videos
MAIA: Tiffany Wilding Says Labor Costs Are Easing, Supporting Fed Patience, ft. Tiffany Wilding
Bloomberg Television
Why Homebuyers Have More Negotiating Power Right Now #shorts
Redfin
AI is where COVID-19 was in February 2020, according to Bridgewater's CIO.
Yahoo Finance
September 11th - HousingWire Mortgage Rates Recap
HousingWire
NEC Kevin Hassett: “Inflation is decelerating”
Bloomberg Television
India Hosts BRICS Leaders' Summit 2026
Bloomberg Television
Crypto tried to escape the US government. Now it helps fund it.
Yahoo Finance
Yahoo Finance Live: Daily Market Coverage - September 11, 2026 9AM-11AM (ET)
Yahoo Finance
Why Homebuyers Have More Negotiating Power Right Now
Redfin
High-ROI Renovations That Add Real Value & Increase Rents
BiggerPockets
Financial literacy and first-time buyers: How industry professionals can prepare the next generation
HousingWire
How much higher can rates go?
HousingWireVideos sourced from YouTube. All content belongs to its respective creators and channels.
Headlines
Inflation data tees up Warsh to disappoint Wall Street or the White House
Absent forward guidance, markets fully expect the Federal Reserve to hike interest rates next week The post Inflation data tees up Warsh to disappoint Wall Street or the White House appeared first on…
The Agency hires Jim Lonergan to lead Midwest expansion
The longtime Anywhere Real Estate franchise growth executive will also oversee South Central U.S. sales and Canada
MISMO board adds VantageScore, Guild and FICO leaders amid credit modernization push
Anthony Hutchinson of VantageScore, Gemma Currier of Guild Mortgage and Eric Lapin of FICO are the new board members
IRES MLS names Julie Dahl CEO, succeeding Jeff Bosch
Dahl, a 23-year IRES veteran, succeeds Jeff Bosch as he departs for Arizona Regional MLS
Putting the ROAD Act into action faces a funding and HUD gauntlet
HUD must handle about 70% of 125 federal actions, rulemakings often take 18 to 24 months, and agency staffing is down more than 30%
August CPI shows sticky core inflation ahead of Fed meeting
Economists pointed to persistent services inflation as a factor that could keep borrowing costs elevated
MLS of 2030 will be defined by who controls housing data
MLS architecture needs to become ready for a world in which machines increasingly interact with housing data
25 years after 9/11, Homes for Heroes has given back nearly $200M
As the organization marks its 25th anniversary, leaders are focused on expanding beyond the transaction
Non-QM boom may be telling lenders the wrong story
As non-QM lending expands, critics question how performance and risk are being measured The post Non-QM boom may be telling lenders the wrong story appeared first on Scotsman Guide.
Retail sector bounces back in Q2, with higher sales and more investor appetite
Investors pumped $33 billion into acquisitions during the first half of 2026 — the strongest showing in four years The post Retail sector bounces back in Q2, with higher sales and more investor…
Providence rent stabilization push springs back to post-primary life
Morales enters the general election as the favorite, and says rent stabilization will be an early priority for City Hall
CCM pushes conforming loan limit to $845,000 ahead of FHFA announcement
Increase aims to give conventional lending options to more high-balance borrowers
Mortgage credit availability slips after July swell
MBA says retreat in jumbo loan segment drove a modest August decline The post Mortgage credit availability slips after July swell appeared first on Scotsman Guide.
Mortgage rates reach 15-month highs as Treasury yields keep climbing
Surging oil prices and inflation fears have put aspiring homebuyers in a bind The post Mortgage rates reach 15-month highs as Treasury yields keep climbing appeared first on Scotsman Guide.
30yr Fixed Rates Jump to 7.07%
You may have seen other headlines today that reference 30yr fixed rates of 6.76%. Those stories would be citing Freddie Mac's weekly rate survey which is an average of the 5 business days (4 in this…
Summer home sales slowdown deepens in August
Annualized sales fell below 4 million units for the first time since June 2025 The post Summer home sales slowdown deepens in August appeared first on Scotsman Guide.
PPI inflation surges in August, fueling Fed rate hike odds
Wholesale goods prices jumped alongside diesel prices, the BLS reported Thursday The post PPI inflation surges in August, fueling Fed rate hike odds appeared first on Scotsman Guide.
70% of economists expect no Fed hike September 16, and 56% expect no hike in 2026
Majority of economists in Reuters poll expect no Fed hike at September 16 FOMC meeting
Pulte shakes up MBS market with VantageScore announcement
The FHFA director continues his push to integrate the credit scoring model into the mortgage ecosystem The post Pulte shakes up MBS market with VantageScore announcement appeared first on Scotsman…
CRA proposed rule faces scrutiny as October comment deadline nears
The OCC and FDIC proposal would raise asset thresholds for bank classifications and impose new requirements on community development grants The post CRA proposed rule faces scrutiny as October…
Apartment glut diminishes in August as multifamily sector finds firmer ground
Deliveries slow and rents edge higher amid resilient demand: Yardi Matrix The post Apartment glut diminishes in August as multifamily sector finds firmer ground appeared first on Scotsman Guide.
Mortgage Rates Jump After New Treasury Buyback Announcement
What do mortgage rates have to do with Treasuries? Quite a lot, actually. U.S. Treasuries are the bills and bonds issued by the government. In addition to financing government spending, they are also…
Mortgage Rates Unchanged to Start The Week
Top tier 30yr fixed mortgage rates started the week right where they were on Friday for the average lender. At 6.89%, we're just a hair below the highest mark since June 2025. In general, rates have…
Mortgage Applications Rebound Modestly as ARM Share Hits Five-Week High
Mortgage application activity showed some signs of life last week, with a modest increase in purchase demand helping offset another decline in refinancing as mortgage rates reached their highest…
Rates Only Slightly Higher Despite Strong Jobs Report
Mortgage rates have a long and storied past with the monthly jobs report. Officially titled "The Employment Situation," the Bureau of Labor Statistics' (BLS) jobs report has more power than any other…
Normally dovish Citigroup delays Fed rate cut forecast to June 2027
After U.S. August jobs grew way more than expected, Citigroup pushed back its forecast for the next Fed rate cut to June 2027
Trump issues first rate cut ultimatum to his newly appointed Fed chief Warsh
President Trump demands that the Fed cut rates or else he'll end trade with countries with which the U.S. maintains trade deficits
Mortgage Rates Drop to Week's Best Levels
Mortgage rates finally had a decent day on Thursday after spending the previous three days inching into the highest levels in more than a year. Part of the improvement was due to comments from Fed…
Mortgage Rates Approaching 7%
First things first: when we reference average, daily, top-tier 30yr fixed rates, it is for an ideal scenario that rarely exists in the wild. The average scenario will always involve slightly higher…
News sourced from Mortgage News Daily, HousingWire, Scotsman Guide, and The Basis Point. All content belongs to its respective publishers. Headlines and excerpts are provided for informational purposes.
What These Rates Mean
30-Year Fixed Mortgage Rate
The benchmark rate for home financing in America. Based on Freddie Mac's Primary Mortgage Market Survey (PMMS), this weekly average reflects rates offered to well-qualified borrowers with strong credit. Most conventional purchase loans use this rate as the baseline.
15-Year Fixed Mortgage Rate
A shorter-term option that typically carries a lower rate than the 30-year. Popular for refinancing borrowers who want to pay off their home faster and save significantly on total interest. Monthly payments are higher but total cost of the loan is substantially lower.
10-Year Treasury Yield
The most important benchmark for mortgage pricing. Mortgage-backed securities compete with Treasuries for investor capital, so when the 10-year yield rises, mortgage rates tend to follow. MLOs watch this daily to anticipate rate movements before they show up in rate sheets.
Secured Overnight Financing Rate
The replacement for LIBOR as the benchmark for adjustable-rate mortgages (ARMs) and HELOCs. Based on overnight Treasury repurchase agreements, SOFR reflects the cost of overnight borrowing secured by Treasuries. Critical for pricing ARM products and understanding short-term rate direction.
From the blog
View all posts Latest market insights
In-depth rate analysis and market coverage from the Studio 1003 team.
Mortgage Rates3 min read
How loan officers should respond when 30‑year fixed mortgage rates jump
Practical, revenue-focused steps for loan officers and branch managers to stabilize locks, conversions, and borrower experience after a 30‑yr rate jump.
Sep 11, 2026
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Frequently Asked Questions
Where do these mortgage rates come from?
The mortgage rates displayed on this page are sourced from the Federal Reserve Economic Data (FRED) system, maintained by the Federal Reserve Bank of St. Louis. The 30-year and 15-year fixed rates come from Freddie Mac's Primary Mortgage Market Survey (PMMS), while the 10-Year Treasury Yield and SOFR are sourced directly from Federal Reserve data series.
How often are rates and news updated?
Mortgage rates (30-year and 15-year fixed) are updated weekly, typically every Thursday when Freddie Mac publishes the Primary Mortgage Market Survey. The 10-Year Treasury Yield and SOFR are updated daily on business days. News headlines are refreshed every 15 minutes from leading industry sources.
What is the difference between rate and APR?
The interest rate is the cost of borrowing the principal loan amount, expressed as a percentage. The Annual Percentage Rate (APR) includes the interest rate plus other costs such as mortgage insurance, discount points, and certain closing costs, giving a more complete picture of the total borrowing cost. The rates shown on this page are interest rates, not APRs.
Where does the news and video content come from?
News headlines and excerpts are aggregated from leading mortgage industry sources including Mortgage News Daily, HousingWire, Scotsman Guide, and The Basis Point via RSS feeds updated every 15 minutes. Market videos are sourced from curated YouTube channels covering mortgage rates, macro economics, and housing trends — including Mortgage News Daily, Bloomberg, Yahoo Finance, and others. All content belongs to its respective publishers and creators.
Studio 1003 is a technology platform built for mortgage professionals. We are not a mortgage lender, broker, or financial advisor. Rates displayed on this page are national survey averages provided for informational purposes only and do not constitute rate quotes, lending offers, or financial advice.
Rate data sourced from the Federal Reserve Economic Data (FRED) system maintained by the Federal Reserve Bank of St. Louis. Rates shown are survey averages and may not reflect rates available to individual borrowers. Actual rates depend on credit score, loan amount, property type, and other factors. Data is updated weekly for mortgage rates and daily for Treasury yields and SOFR.