Studio 1003 · Rates

Mortgage rates & market benchmarks.

Published mortgage surveys and market indicators, with source dates and historical context.

A clear read on the market

Published observations

Weekly mortgage surveys and business-day indicators, each dated to its source observation.

Mortgage surveys

Weekly national survey averages

30-year fixed

Published
7.32%

Weekly national mortgage rate average reported unchanged by Freddie Mac PMMS. It is not a live lender quote or personal offer; Freddie Mac does not endorse Studio 1003.

Survey date
Oct 22, 2026
Last checked
Oct 26, 4:49 PM ET
More source timing
Published
Oct 22, 2026
Freddie Mac PMMSOpen source

15-year fixed

Published
6.68%

Weekly national mortgage rate average reported unchanged by Freddie Mac PMMS. It is not a live lender quote or personal offer; Freddie Mac does not endorse Studio 1003.

Survey date
Oct 22, 2026
Last checked
Oct 26, 4:49 PM ET
More source timing
Published
Oct 22, 2026
Freddie Mac PMMSOpen source

Market indicators

Business-day reference series

10Y Treasury

Published
5.00%+4 bps vs prior
Observation date
Oct 23, 2026
Previous business observation
Oct 22, 2026
Last checked
Oct 26, 5:32 PM ET
More source timing
FRED updated
Oct 26, 3:16 PM CT

View observations as a table
10Y Treasury source observations
DateValue
Apr 14, 20254.38%
Apr 15, 20254.35%
Apr 16, 20254.29%
Apr 17, 20254.34%
Apr 21, 20254.42%
Apr 22, 20254.41%
Apr 23, 20254.40%
Apr 24, 20254.32%
Apr 25, 20254.29%
Apr 28, 20254.23%
Apr 29, 20254.19%
Apr 30, 20254.17%
May 1, 20254.25%
May 2, 20254.33%
May 5, 20254.36%
May 6, 20254.30%
May 7, 20254.26%
May 8, 20254.37%
May 9, 20254.37%
May 12, 20254.45%
May 13, 20254.49%
May 14, 20254.53%
May 15, 20254.45%
May 16, 20254.43%
May 19, 20254.46%
May 20, 20254.48%
May 21, 20254.58%
May 22, 20254.54%
May 23, 20254.51%
May 27, 20254.43%
May 28, 20254.47%
May 29, 20254.43%
May 30, 20254.41%
Jun 2, 20254.46%
Jun 3, 20254.46%
Jun 4, 20254.37%
Jun 5, 20254.40%
Jun 6, 20254.51%
Jun 9, 20254.49%
Jun 10, 20254.47%
Jun 11, 20254.41%
Jun 12, 20254.36%
Jun 13, 20254.41%
Jun 16, 20254.46%
Jun 17, 20254.39%
Jun 18, 20254.38%
Jun 20, 20254.38%
Jun 23, 20254.34%
Jun 24, 20254.30%
Jun 25, 20254.29%
Jun 26, 20254.26%
Jun 27, 20254.29%
Jun 30, 20254.24%
Jul 1, 20254.26%
Jul 2, 20254.30%
Jul 3, 20254.35%
Jul 7, 20254.40%
Jul 8, 20254.42%
Jul 9, 20254.34%
Jul 10, 20254.35%
Jul 11, 20254.43%
Jul 14, 20254.43%
Jul 15, 20254.50%
Jul 16, 20254.46%
Jul 17, 20254.47%
Jul 18, 20254.44%
Jul 21, 20254.38%
Jul 22, 20254.35%
Jul 23, 20254.40%
Jul 24, 20254.43%
Jul 25, 20254.40%
Jul 28, 20254.42%
Jul 29, 20254.34%
Jul 30, 20254.38%
Jul 31, 20254.37%
Aug 1, 20254.23%
Aug 4, 20254.22%
Aug 5, 20254.22%
Aug 6, 20254.22%
Aug 7, 20254.23%
Aug 8, 20254.27%
Aug 11, 20254.27%
Aug 12, 20254.29%
Aug 13, 20254.24%
Aug 14, 20254.29%
Aug 15, 20254.33%
Aug 18, 20254.34%
Aug 19, 20254.30%
Aug 20, 20254.29%
Aug 21, 20254.33%
Aug 22, 20254.26%
Aug 25, 20254.28%
Aug 26, 20254.26%
Aug 27, 20254.24%
Aug 28, 20254.22%
Aug 29, 20254.23%
Sep 2, 20254.28%
Sep 3, 20254.22%
Sep 4, 20254.17%
Sep 5, 20254.10%
Sep 8, 20254.05%
Sep 9, 20254.08%
Sep 10, 20254.04%
Sep 11, 20254.01%
Sep 12, 20254.06%
Sep 15, 20254.05%
Sep 16, 20254.04%
Sep 17, 20254.06%
Sep 18, 20254.11%
Sep 19, 20254.14%
Sep 22, 20254.15%
Sep 23, 20254.12%
Sep 24, 20254.16%
Sep 25, 20254.18%
Sep 26, 20254.20%
Sep 29, 20254.15%
Sep 30, 20254.16%
Oct 1, 20254.12%
Oct 2, 20254.10%
Oct 3, 20254.13%
Oct 6, 20254.18%
Oct 7, 20254.14%
Oct 8, 20254.13%
Oct 9, 20254.14%
Oct 10, 20254.05%
Oct 14, 20254.03%
Oct 15, 20254.05%
Oct 16, 20253.99%
Oct 17, 20254.02%
Oct 20, 20254.00%
Oct 21, 20253.98%
Oct 22, 20253.97%
Oct 23, 20254.01%
Oct 24, 20254.02%
Oct 27, 20254.01%
Oct 28, 20253.99%
Oct 29, 20254.08%
Oct 30, 20254.11%
Oct 31, 20254.11%
Nov 3, 20254.13%
Nov 4, 20254.10%
Nov 5, 20254.17%
Nov 6, 20254.11%
Nov 7, 20254.11%
Nov 10, 20254.13%
Nov 12, 20254.08%
Nov 13, 20254.11%
Nov 14, 20254.14%
Nov 17, 20254.13%
Nov 18, 20254.12%
Nov 19, 20254.13%
Nov 20, 20254.10%
Nov 21, 20254.06%
Nov 24, 20254.04%
Nov 25, 20254.01%
Nov 26, 20254.00%
Nov 28, 20254.02%
Dec 1, 20254.09%
Dec 2, 20254.09%
Dec 3, 20254.06%
Dec 4, 20254.11%
Dec 5, 20254.14%
Dec 8, 20254.17%
Dec 9, 20254.18%
Dec 10, 20254.13%
Dec 11, 20254.14%
Dec 12, 20254.19%
Dec 15, 20254.18%
Dec 16, 20254.15%
Dec 17, 20254.16%
Dec 18, 20254.12%
Dec 19, 20254.16%
Dec 22, 20254.17%
Dec 23, 20254.18%
Dec 24, 20254.15%
Dec 26, 20254.14%
Dec 29, 20254.12%
Dec 30, 20254.14%
Dec 31, 20254.18%
Jan 2, 20264.19%
Jan 5, 20264.17%
Jan 6, 20264.18%
Jan 7, 20264.15%
Jan 8, 20264.19%
Jan 9, 20264.18%
Jan 12, 20264.19%
Jan 13, 20264.18%
Jan 14, 20264.15%
Jan 15, 20264.17%
Jan 16, 20264.24%
Jan 20, 20264.30%
Jan 21, 20264.26%
Jan 22, 20264.26%
Jan 23, 20264.24%
Jan 26, 20264.22%
Jan 27, 20264.24%
Jan 28, 20264.26%
Jan 29, 20264.24%
Jan 30, 20264.26%
Feb 2, 20264.29%
Feb 3, 20264.28%
Feb 4, 20264.29%
Feb 5, 20264.21%
Feb 6, 20264.22%
Feb 9, 20264.22%
Feb 10, 20264.16%
Feb 11, 20264.18%
Feb 12, 20264.09%
Feb 13, 20264.04%
Feb 17, 20264.05%
Feb 18, 20264.09%
Feb 19, 20264.08%
Feb 20, 20264.08%
Feb 23, 20264.03%
Feb 24, 20264.04%
Feb 25, 20264.05%
Feb 26, 20264.02%
Feb 27, 20263.97%
Mar 2, 20264.05%
Mar 3, 20264.06%
Mar 4, 20264.09%
Mar 5, 20264.13%
Mar 6, 20264.15%
Mar 9, 20264.12%
Mar 10, 20264.15%
Mar 11, 20264.21%
Mar 12, 20264.27%
Mar 13, 20264.28%
Mar 16, 20264.23%
Mar 17, 20264.20%
Mar 18, 20264.26%
Mar 19, 20264.25%
Mar 20, 20264.39%
Mar 23, 20264.34%
Mar 24, 20264.39%
Mar 25, 20264.33%
Mar 26, 20264.42%
Mar 27, 20264.44%
Mar 30, 20264.35%
Mar 31, 20264.30%
Apr 1, 20264.33%
Apr 2, 20264.31%
Apr 3, 20264.35%
Apr 6, 20264.34%
Apr 7, 20264.33%
Apr 8, 20264.29%
Apr 9, 20264.29%
Apr 10, 20264.31%
Apr 13, 20264.30%
Apr 14, 20264.26%
Apr 15, 20264.29%
Apr 16, 20264.32%
Apr 17, 20264.26%
Apr 20, 20264.26%
Apr 21, 20264.30%
Apr 22, 20264.30%
Apr 23, 20264.34%
Apr 24, 20264.31%
Apr 27, 20264.35%
Apr 28, 20264.36%
Apr 29, 20264.42%
Apr 30, 20264.40%
May 1, 20264.39%
May 4, 20264.45%
May 5, 20264.43%
May 6, 20264.36%
May 7, 20264.41%
May 8, 20264.38%
May 11, 20264.42%
May 12, 20264.46%
May 13, 20264.46%
May 14, 20264.47%
May 15, 20264.59%
May 18, 20264.61%
May 19, 20264.67%
May 20, 20264.57%
May 21, 20264.57%
May 22, 20264.56%
May 26, 20264.50%
May 27, 20264.48%
May 28, 20264.45%
May 29, 20264.45%
Jun 1, 20264.47%
Jun 2, 20264.46%
Jun 3, 20264.49%
Jun 4, 20264.47%
Jun 5, 20264.55%
Jun 8, 20264.56%
Jun 9, 20264.53%
Jun 10, 20264.55%
Jun 11, 20264.45%
Jun 12, 20264.48%
Jun 15, 20264.47%
Jun 16, 20264.43%
Jun 17, 20264.49%
Jun 18, 20264.46%
Jun 22, 20264.51%
Jun 23, 20264.50%
Jun 24, 20264.41%
Jun 25, 20264.40%
Jun 26, 20264.38%
Jun 29, 20264.38%
Jun 30, 20264.44%
Jul 1, 20264.48%
Jul 2, 20264.49%
Jul 6, 20264.48%
Jul 7, 20264.55%
Jul 8, 20264.56%
Jul 9, 20264.54%
Jul 10, 20264.56%
Jul 13, 20264.62%
Jul 14, 20264.58%
Jul 15, 20264.55%
Jul 16, 20264.57%
Jul 17, 20264.55%
Jul 20, 20264.60%
Jul 21, 20264.63%
Jul 22, 20264.67%
Jul 23, 20264.71%
Jul 24, 20264.69%
Jul 27, 20264.65%
Jul 28, 20264.61%
Jul 29, 20264.67%
Jul 30, 20264.68%
Jul 31, 20264.75%
Aug 3, 20264.70%
Aug 4, 20264.63%
Aug 5, 20264.63%
Aug 6, 20264.69%
Aug 7, 20264.65%
Aug 10, 20264.72%
Aug 11, 20264.70%
Aug 12, 20264.68%
Aug 13, 20264.63%
Aug 14, 20264.68%
Aug 17, 20264.72%
Aug 18, 20264.71%
Aug 19, 20264.65%
Aug 20, 20264.69%
Aug 21, 20264.74%
Aug 24, 20264.70%
Aug 25, 20264.64%
Aug 26, 20264.66%
Aug 27, 20264.67%
Aug 28, 20264.73%
Aug 31, 20264.75%
Sep 1, 20264.79%
Sep 2, 20264.79%
Sep 3, 20264.77%
Sep 4, 20264.78%
Sep 8, 20264.80%
Sep 9, 20264.83%
Sep 10, 20264.95%
Sep 11, 20264.96%
Sep 14, 20264.97%
Sep 15, 20265.00%
Sep 16, 20265.01%
Sep 17, 20264.94%
Sep 18, 20265.01%
Sep 21, 20264.96%
Sep 22, 20264.96%
Sep 23, 20265.11%
Sep 24, 20265.18%
Sep 25, 20265.17%
Sep 28, 20265.24%
Sep 29, 20265.26%
Sep 30, 20265.29%
Oct 1, 20265.24%
Oct 2, 20265.28%
Oct 5, 20265.31%
Oct 6, 20265.27%
Oct 7, 20265.28%
Oct 8, 20265.22%
Oct 9, 20265.24%
Oct 13, 20265.21%
Oct 14, 20265.19%
Oct 15, 20265.10%
Oct 16, 20265.09%
Oct 19, 20265.15%
Oct 20, 20265.12%
Oct 21, 20265.13%
Oct 22, 20264.96%
Oct 23, 20265.00%
Federal Reserve via FREDOpen source

SOFR

View source
Not available
Observation date
Date unavailable
Last checked
Oct 26, 5:32 PM ET
New York Fed via FREDOpen source

Sources and methodology

How to read the board

A benchmark is context.
A quote is personal.

Weekly survey averages describe a reported market sample. Treasury yields and SOFR are separate reference indicators, not mortgage offers. A borrower's actual rate depends on the complete loan scenario and lender pricing.

Full Rates & policy desk: Treasury curve, spreads & policy coverage Estimate a monthly payment Read the latest market headlines Sources, dates, and display rules